Law

With many baby-boomers entering retirement in North America, and with the increasing size of the aging population worldwide due to economic and social development, managing retirement income becomes an important question for the finance and insurance industry as well as for individuals. At the same time, corporations are stepping away from the standard “pensions" they have traditionally offered employees. As a result, individuals are responsible more often for managing the risks associated with securing their retirement income.

In today’s highly connected world in which data is so easy to collect, search, and transfer, privacy is of increasing importance. Unfortunately, the way most communication happens today - particularly over the Internet - is quite privacy unfriendly. When you send email, use instant messaging, or simply browse the world-wide web, information about you and your actions gets disseminated to diverse parties around the world, and you have little, if any, control over it.